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Key Benefits
The Accident
Raj faced a tragic accident that led to the loss of a friend and his own permanent total disablement. Thankfully, his insurance covered the sum insured, providing vital financial support during this devastating time.
Adapting Home and Vehicle
With permanent disablement, Raj needed modifications to his home and vehicle. His policy provided Rs 50,000, helping him adapt and regain some independence.
Hospitalization Costs
Raj's accident required hospitalization for over 24 hours, and his policy covered up to Rs 25,000 of the medical expenses, easing the financial burden.
Living with Partial Disabilities
In case Raj's injuries were categorized as permanent partial disablements, his policy ensured financial compensation based on the percentage of the sum insured, helping him manage the challenges of his new limitations.
What is covered under Accident Protect?
Policy benefits will be applicable in case of:
- Accidental Death: INR 20 Lacs
- Permanent Total Disablement (PTD): INR 20 Lacs
- Permanent Partial Disablement (PPD): depending upon the type of injury
- Accidental Hospitalization (Inpatient): Upto INR 25,000
| Factor | Specifications |
|---|---|
| Age (as on last birthday) | 18 Yrs – 60 Yrs |
| Cover Type | Self |
| Policy Tenure | 1 Year |
| Freelook Period | 15 Days |
We will not pay expenses in the following cases-
- Any Hospitalization consequent to any condition arising from or traceable to any disease of the organs of generation, malignant disease of mammary gland, pregnancy, childbirth, abortion or miscarriage or any complications and/or sequels arising from the foregoing.
- Any Medical Expenses not incurred in a Hospital and Day Care Centre
- Dental treatment, eye treatment and plastic surgery unless necessitated as a consequence of an Injury
- More Exclusions